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Occupying a Vehicle

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February 16, 2026 | Monte Weiss

Can You Occupy a Vehicle If You Are Not in the Car?

When auto insurance coverage applies, even if you were not inside the vehicle.
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Distracted Driver National Safety Council Hands-Free Device Personal Injury Special Masters Auto Insurance Liability Coverage Uninsured Motorist Coverage Underinsured Motorists Coverage Collision Coverage Medical Payments Coverage Phantom Vehicle Hit and Run Accident Miss and Run Accident Economic Loss Doctrine Contract vs Tort Wisconsin Economic Loss Doctrine Social Media Injury Claims Credibility Issues
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